A Civic Finance Operating System For Municipalities and the partners who finance them.

Modern rails for local payments and municipal finance, designed to fit cleanly into existing workflows and compliance expectations—while helping communities keep more value circulating locally.

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Features
Here are some features you can use to get started with your web app.

Digital-First Bond Issuance

Shorten time-to-market and paperwork while fitting cleanly into existing muni workflows and advisor roles.

Local Liquidity, New Buyers

Open the door for residents, local institutions, and mission-aligned funds to participate alongside traditional investors.

Built-for-Muni Compliance

KYC, transfer restrictions, investor caps, and audit trails are baked into the rails, not bolted on after the fact.

Live Dashboards, Not PDFs

Real-time funding, repayment, and impact views for issuers, advisors, and community stakeholders, all from a single source of truth.

Direct Civic Co-Investment

Let residents capitalize a piece of the projects they rely on—from greenways to schools—with small-dollar, high-trust access.

One Integrated Partner

Stablecoins, bonds, and data under one roof—so there's a single accountable partner instead of a patchwork of vendors.

Stablecoin payments that reward buying local

Stabletown lets cities, counties, and their partners launch branded stablecoins that plug into existing payment flows and loyalty programs. Residents earn and spend dollar-backed tokens at local businesses; the city can target rewards, rebates, and stipends to priority corridors and programs. Under the hood, everything settles cleanly for merchants and fits within today's banking rules—while feeling like a shop local rewards network that finally talks to City Hall.

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Digital muni bonds, compliant by design

Stabletown provides a tokenized issuance layer that works through municipal advisors, not around them. New bond offerings follow the same legal and regulatory frameworks you already trust, but with records that reduce friction, extend reach to new investor segments, and make post-issuance tracking easier. From greenways to housing to transit, cities get a modern way to bring projects to market while advisors keep their central role.

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Money and public finance that recirculates locally

When tokenized bonds and local stablecoins run on the same civic OS, every dollar has the chance to do more than once-through spending. Stabletown links how projects are funded with how people live, shop, and move in the city: residents can co-invest in local infrastructure, earn rewards for supporting neighborhood businesses, and see where the money actually flows. That means less value leaking out to distant intermediaries—and more compounding in the community that generated it.

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