Public finance

Lower the cost and friction of public financing

A tokenization-ready operating layer for issuance preparation, disclosure, and post-issuance reporting. Stabletown compresses process and reporting friction; underwriting, counsel, and regulated execution stay with the partners who do them today.

Illustrative cost-of-issuance model

See where a financing's friction sits

Adjust a hypothetical deal to see roughly where the dollars and weeks go today, and which line items a modern operating layer targets. Illustrative only.

$1M$100M

Est. cost of issuance

$90,000

~0.9% of par

Process & disclosure friction

$19,251

the part we target

Illustrative reduction

$4,813–$7,700

on that slice only

Where cost of issuance goes (illustrative)

Underwriter's discount
$36,000
Bond & disclosure counsel
$16,200
Municipal advisor
$10,800
Rating agencies
$9,000
Official statement, disclosure & printing
$9,000
Trustee, coordination & admin
$9,000

Process & disclosure friction we target  ·  Set by market & partners, not us

Time to market

Illustrative 4–6 weeks faster by compressing document assembly, disclosure prep, and coordination across issuer, advisor, and counsel.

Ongoing reporting

Continuing-disclosure and post-issuance reporting move from static PDFs to live, audit-ready dashboards for finance committees and oversight bodies.

Illustrative cost model only. Not a quote, offer, solicitation, or guarantee of savings. Stabletown does not underwrite, set rates, or reduce underwriting spread or counsel fees; we target process, disclosure, coordination, and reporting friction. All regulated execution is routed through qualified partners.

Not sure where to start?

Not sure if your project is finance-ready? Run the Public Finance Readiness Review.

Map project readiness, capital stack, reporting friction, and the regulated partners you still need. It takes a few minutes and ends with a recommended next step.

What we actually move

The friction line items a treasurer can name

We do not promise lower rates or a smaller underwriting spread. We target the repetitive, manual, coordination-heavy work that sits around every financing.

Document & disclosure assembly

Structured, reusable issuance data instead of rebuilding official statements and continuing-disclosure packages by hand each time.

Coordination overhead

One coordinating layer across issuer, advisor, counsel, and partners, with explicit handoffs and audit-ready records.

Post-issuance reporting

Live dashboards and structured logs for finance committees and oversight bodies, not static PDFs filed and forgotten.

Time to market

Compressing the slow, manual steps shortens the path from decision to financing, which lowers carrying and staff cost.

See the whole capital stack

Every financing source in one legible layer

Most civic projects blend more than a single bond. We assemble the full stack, grants, sponsor pools, local participation, and senior debt, into one structured view so the issuer, advisor, and counsel are working from the same numbers from day one.

Grants & intergovernmental
non-dilutive, timing-sensitive
Sponsor & program pools
from the Local Dollars side
Local participation
resident and merchant demand, evidenced
Senior debt / bonds
regulated execution via partners

Illustrative layering only. The mix differs by project and jurisdiction; all regulated execution routes through qualified partners.

Local activity can strengthen the project story

Local participation is useful context, not the financing path itself.

A Local Dollars program can show merchant participation, sponsor support, and resident interest around a community priority. For larger capital needs, Stabletown's Public Finance path separately helps organize project data, capital-stack assumptions, reporting workflows, and regulated-partner handoff.

Bring us a financing you are scoping

Share a project you are weighing and we will walk the cost-of-issuance and reporting picture with you. No obligation, and execution always routes through regulated partners.